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Credit Risk Head (AVP/VP)

Job Category:

Finance

Job Level:

Executive

Open Date:

19-Nov-2021

Location:

TAGUIG CITY

Close date:

31-Jan-2022

Client Industry:

BANKING

Job Description and Qualification:

  • Assess the credit and financial strength of Citi’s most complex Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors 
  • Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite 
  • Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICG Risk and BCMA partners 
  • Reviewing and providing recommendation on the risk raking across this sector 
  • Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios 
  • Support ICG Risk Analysis Voice of the Employee (VOE) initiatives 

Skills/Competencies: 

Risk & Credit Underwriting: 

  • Well developed analytical skills, including an understanding of key financial components (liquidity position,leverage profile) with the ability to identify root causes and trends and anticipate horizon issues Forms independent opinions on credit and recognizes emerging risks 
  • Demonstrates advanced knowledge of financial statements and GAAP accounting or similar governance relating to country of operation 
  • Sets the standard for industry research capabilities, including risk and key drivers  
  • Solid understanding of Credit Policy and procedures; Proactively reviews Citi policies and procedures to benchmark against transactions and work submitted  
  • Demonstrates and executes the ability to identify potential risk issues that need escalation and escalates them promptly 

Salary:

PHP 3M – 3.9M