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Medical Underwriter

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Client Overview:

Our client is the pioneer of insuravest, or investment-linked life insurance products, in the Philippines and is one of the first life insurance companies approved to distribute US dollar-denominated investment-linked life insurance policies in the country

Client Industry:


Job Description and Qualification:

Job Summary

  • The Business Intelligence Expert helps to transform the end-to-end operations processes from the lead-to-cash and trouble-to-resolve customer journeys by generating data-driven strategic initiatives. They will perform business and insurance rules management and transformation from mere risk protection to risk prevention.

Job Accountabilities

  • Performs and leads end-to-end value chain management and generation of business strategies.
  • Performs business and insurance rules management and transformation from mere risk protection to risk prevention.
  • Performs analysis and decision-making to ensure business strategies are in alignment with platform and ecosystem strategies.
  • Provides insights for transformation efforts of operations processes for end-to-end (lead-to-cash and trouble-to-resolve) activities.
  • Leverages their “big picture” views of desirable customer types to contribute significant value to the overall customer journey.
  • Creates statistical models that can evaluate risk to support decision-making yielding improved loss ratios and higher levels of productivity.
  • Performs administrative support in appraisal, approval, and issuance of medical and non-medical Applications within the set authority limit across all product lines and distribution channels.
  • Establish agile UW process to improve customer experience

Compliance & Risk Management

  • Ensure that all compliance matters are identified and openly and honestly reported to the Line Manager and/or Compliance Officer in accordance with the reporting requirements operated within the work unit and the Company.
  • Ensure adherence of the work unit with all relevant statutory, compliance, risk management and audit standards and requirements in carrying out their functions
  • Perform other duties, work assignments and functions as may be assigned.

Job Specification

  • Bachelor’s degree in Information Technology or Medical related field
  • Issues and Risk Management 
  • Knowledgeable in AI / Data Analytics; Customer centricity / Design thinking; Innovation and nWoW capabilities
  • Familiar with risk management concepts and translating it to business rules configuration 
  • Highly organized and structured thinking with the ability to understand and synthesize unstructured information 
  • Results-oriented and focused on delivering high quality work from his/ her team 
  • Great communicator of numerical results for decision-making of key stakeholders. 
  • In depth understanding of Underwriting guidelines and practices 
  • Extensive experience in Medical Underwriting
  • At least 3 years’ experience in Insurance or Finance-related industries along with nWOW capabilities such as Agile and Design Thinking. 
  • At least 2 years' experience as a medical Underwriter